Coverage That Moves With Your Life

At KaxDrive, we offer insurance solutions designed for every type of driver. Whether you commute daily, run a business, or enjoy weekend adventures, our policies adapt to your lifestyle, vehicle, and needs. Our goal is simple: protect your car, your finances, and your peace of mind wherever the road takes you.

Our service extends beyond just policies. With KaxDrive, you get expert guidance, digital tools for easy management, and fast, reliable support for claims and questions.

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🚘 Core Liability Coverage

Protect Others, Protect Yourself.
Liability coverage is the foundation of every auto insurance policy. KaxDrive ensures you meet legal requirements and protects you financially if an accident is your fault.

Coverage Includes:

  • Bodily Injury: Pays for medical costs of others involved in an accident you caused.
  • Property Damage: Covers damages to another person’s vehicle or property.
  • Legal Defense: Provides financial assistance if you face legal action after an accident.

Ideal For: Every driver, especially those seeking a cost-effective way to meet state requirements.

🔧 Collision & Comprehensive Protection

Guard Against the Unexpected.
KaxDrive offers expanded coverage options to protect your vehicle from accidents and unforeseen events. Whether it’s a collision, theft, or weather damage, our policies have you covered.

Collision Coverage:

  • Repairs your vehicle after collisions with other cars or objects, regardless of fault.
  • Includes single-car accidents, like hitting a guardrail or curb.

Comprehensive Coverage:

  • Protects against theft, vandalism, natural disasters, and animal damage.
  • Optional coverage for fire, flood, or falling objects.

Best For: Drivers with newer, financed, or leased vehicles, or anyone seeking full protection.

🚑 Medical Payments & PIP

Care for You and Your Passengers.
Injuries can happen anytime, and medical bills can be overwhelming. KaxDrive ensures immediate access to medical treatment and financial protection for you and your passengers.

Coverage Includes:

  • Hospital and emergency care
  • Rehabilitation and therapy
  • Funeral expenses
  • Lost wages compensation where applicable

Ideal For: Drivers without strong health insurance or those with multiple passengers.

🚫 Uninsured / Underinsured Motorist

Protection When Others Fail.
If you’re involved in an accident with an uninsured or underinsured driver, KaxDrive steps in to cover what they cannot, so you’re never left paying out-of-pocket for someone else’s negligence.

Coverage Includes:

  • Medical expenses and vehicle damage caused by uninsured drivers
  • Hit-and-run incidents
  • Coverage gaps from underinsured motorists

Ideal For: All drivers, especially in regions with high uninsured driver rates.

🧩 Optional Add-On Services

Customize your policy with additional features to suit your lifestyle and driving habits. Our add-ons are designed to give extra security and peace of mind.

  • 🚗 Roadside Assistance: 24/7 help for towing, jump-starts, lockouts, and fuel delivery.
  • 🏨 Rental Reimbursement: Cover rental costs while your car is repaired.
  • 🧾 Gap Coverage: Pay the remaining loan/lease balance if your car is totaled.
  • 🧰 Custom Parts Protection: Protect aftermarket parts like audio systems, custom paint, and rims.
  • 📦 Rideshare Driver Coverage: Ensure coverage when driving for Uber, Lyft, or delivery services.
  • 🔒 Enhanced Theft Protection: Optional monitoring and coverage for high-value items in your car.
  • 📱 Digital Assistance Tools: Access your policy, file claims, and track roadside help directly from your mobile app.